Contact Information
Address:
390 park st #496 Birmingham mi 48009
Lendrue Your trusted partner for mortgage refinancing and new home purchase loans. Whether you’re looking to lower your monthly payment, shorten your mortgage term, or secure financing on your dream home, our team is dedicated to finding the loan solution tailored to your needs. With transparent service, competitive rates, and hands-on support at every step, Lendrue makes navigating home financing simpler and more accessible. We’re committed to delivering clarity, trust, and value to every homeowner or homebuyer we serve.
390 park st #496 Birmingham mi 48009
Welcome to Lendrue, your trusted partner right here in Birmingham, Michigan, located at 390 Park Street #496. We specialize in providing tailored mortgage solutions for residents seeking to both purchase their dream home and potentially refinance their existing property.
Lendrue is dedicated to serving the financial needs of the Birmingham community. Our expertise lies in navigating the complexities of the mortgage market to find the best fit for your unique financial situation. Whether you're a first-time homebuyer eager to establish your own household or a seasoned homeowner looking to adjust your loan terms, we are here to assist you from our local office.
Our services are centered around two key areas:
1. Mortgage Refinance: If you're currently holding a mortgage with another lender, or even if you obtained your home loan from Lendrue in the past, we can help you explore options for refinancing. Our goal is to potentially secure a lower interest rate, shorten the loan term, or adjust the monthly payment to better suit your current financial landscape. We analyze market conditions to find competitive rates available locally for Birmingham residents.
2. New Home Purchase Loans: Embarking on the journey to buy a new home is a significant milestone. We guide you through the various loan programs available, helping you determine your budget, pre-qualify for a mortgage, and connect with Birmingham's real estate professionals. Our focus is on making the home buying process smoother for our valued clients right here in Birmingham.
We pride ourselves on offering personalized service. Our team at 390 Park Street #496 understands the importance of finding a lender who listens and provides clear, transparent guidance. We believe that securing a mortgage should be a stress-free experience, and we are committed to building lasting relationships with the homeowners we serve.
At Lendrue, we are acutely aware of the local market dynamics in Birmingham. This allows us to provide relevant advice and access to loan products that are beneficial for our community members. We are committed to upholding the highest standards of integrity and professionalism in all our dealings.
Ready to take the next step, whether it's refinancing your current home or starting the exciting process of purchasing a new one? Reach out to our Birmingham office directly. You can visit our website at https://lendrue.com/ for more information or give us a call at 8335811144. We look forward to assisting you with your mortgage needs right here in Birmingham, Michigan.
Frequently Asked Questions (FAQs)
Q1: Do you only serve residents of Birmingham, Michigan?
A1: Yes, Lendrue at 390 Park Street #496 Birmingham MI 48009 focuses exclusively on serving the residents of Birmingham and the immediate surrounding areas within our lending parameters. We tailor our services specifically for clients located here.
Q2: What types of mortgage rates do you offer for refinancing in Birmingham?
A2: We offer a variety of mortgage options for refinancing, including Fixed-Rate, Adjustable-Rate, FHA, VA, and conventional loans. Our team analyzes current market rates specifically available in the Birmingham area to help you find the most competitive option for your refinancing goals.
Q3: Can I get pre-approved for a home purchase loan through Lendrue?
A3: Absolutely. Pre-approval is a crucial first step in the home buying process. We offer pre-approval services for new home purchases in Birmingham. This involves an initial review of your financial documents to determine your potential borrowing capacity and provide you with a preliminary estimate of loan approval.
Q4: How long does the mortgage application process typically take?
A4: The timeline can vary depending on the complexity of your financial situation and the type of loan you're seeking. However, our team at our Birmingham location works efficiently to streamline the process. For refinancing, it often takes a few weeks, while the new purchase process might require a bit more time, typically ranging from 30 to 45 days, depending on market conditions and lender requirements.
Q5: What are the minimum credit score requirements for getting a mortgage from Lendrue?
A5: Minimum credit score requirements can vary based on the specific loan program (FHA, conventional, etc.) and your overall financial profile. Generally, conventional loans might require a minimum score of 620, while FHA loans can sometimes be obtained with scores as low as 500. We evaluate each application individually and can discuss options suitable for your credit situation in Birmingham.